2GB sd card

I have noticed several others with this same problem, but there doesnt seem
to be a well defined solution that I have found yet.

Here is my problem: I have a 2GB sd card (San Disk). The card works fine
in my Palm TX as well as on Windows XP machines and shows up as having 2GB of
storage. However, the card does not show up when I try to use it with my
Laptop which runs Vista Home Premium. When I go to select the card, it says
that it needs to be formatted. When I go ahead and format it, only 969MB of
space is remaining. After it formats, it works like it should, only with
half the storage capacity.

I can format it back to 2 GB in my Palm TX, but then I'm back at square one.

Has anyone found a solution for this problem? I just want to use my 2GB
card with my laptop.

This is driving me crazy. Hence I have tried many ways to fix this:
1. The Panasonic sd card formatter
2. The toshiba sd card formatter
3. Downloading the sd hotfix from microsoft KB936825
4. Numerous other attempts

Nothing works and the card will not work without formatting it down to
969mb.