Annoyance regarding fast user switching

In XP, when pressing windows-key+L the system switched to the main
logon-screen with the list of avaible accounts.

In Vista the sytem switches to a screen that says "account locked" and you
have to press switch user in this screen in order to reach the main log-on
screen. I find this screen unnecessary.
When using fingerprint reader you must first press "switch to other
credentials", then "switch user" to make it to the main screen (where another
user can log-on with the fingerprint reader- they can't at the other screens).
Why not keep it simple: Make the fast user-switch command go directly to
the main log-on screen as in XP. Thanks!

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