What is the alternative to XP's GINA in Vista?

> *Interactive Logon Architecture*
> Vista changes the logon architecture and replaces GINAs with
> Credential Providers. Credential providers are easier to write than
> GINAs and plug in to the logonui.exe. The biggest advantage of
> Credential Providers (besides being easier to write) are that multiple
> concurrent providers are supported and can be user selected or event
> driven.
> Credential providers are used to capture elevation credentials and run
> as first-class citizens of the logon process. Credential providers also
> do not have the ability to fully replace the logon user interface;
> rather they can specify what elements are displayed on the interface.
> Vista will ship with a password credential provider (which provides
> the same functionality as the normal Windows logon GINA today) and a
> smart-card credential

> Hi,
>
> I would like to know is there any way to find username and password for
> a standard user in vista. In XP we have GINA by which we can get these
> credentials.
>
> Thanks.